Inflation can be a challenge for homebuyers, but with the right strategies, you can still find your dream home without breaking the bank.
As prices rise and mortgage rates fluctuate, it’s important to be well-informed and proactive. At the HomeOwnership Center, we believe education is the key to success, especially during challenging economic times.
Continue reading “Strategies for First-Time Homebuyers in an Inflationary Economy (and any economy)”
Purchasing a home is stressful especially if this is your first go at homeownership.
It’s an exciting time, for sure, but it can certainly come with worries and doubts.
Luckily for potential homebuyers of North Central West Virginia, the HomeOwnership Center is available to help! There’s a reason we specialize in assisting first-time homebuyers; we know how stressful the process can be, so we stick by your side from initial appointment all the way to closing day!
So, you’ve decided you’re ready to become a homeowner, now what?
Continue reading “The HomeOwnership Center’s Guide For First-Time Homebuyers”
Facing foreclosure can be a stressful and uncertain time for homeowners.
“What should I do next?”, “Am I going to lose my house?”, “I can’t continue to make my mortgage payments, what is going to happen?”
These are some scary questions that pop up when you aren’t able to make your mortgage payments.
Our Home Ownership Advisor Jami Carpenter who assists folks in Foreclosure Counseling answers some of these questions and more!
Continue reading “Can’t Make Mortgage Payments? Here’s What You Should Do:”
It’s a challenging housing marketing right now and it may seem like reaching homeownership is impossible.
We’re here to tell you homeownership IS achievable depending on some factors, including your affordability, the lender you choose and the home loan that you are approved for to close on your home.
The beginning of a new year indicates it’s time to start thinking about tax season!
The IRS will begin accepting and processing 2022 federal tax returns during the first month of the year. The deadline to file taxes typically falls on April 15 unless the date falls on a weekend or holiday.
We chatted with Suree Sarceno, EITC/VITA Coordinator for the North Central EITC Coalition to learn about how VITA is a valuable resource for folks looking for assistance with tax preparation.
Continue reading “Tax Preparation Assistance Available for North Central West Virginia”
It’s a new year – a time to refocus, plan for the future and set goals! Perhaps you have goals to reconnect with old friends, incorporate healthier habits into your daily life or to become more financially stable.
At the HomeOwnership Center, we can help you reach your goal of becoming more financially secure through our Credit Advising service!
Continue reading “Credit Advising Available to Assist with 2023 Financial Goals”
Realizing there was a need for affordable and adequate housing for folks in Randolph County, a group of individuals at the Randolph County Housing Authority responded by finding a sustainable and economical solution. The outcome would give folks of all income levels in North Central West Virginia the possibility to attain home ownership, financial stability and to build generational wealth within homes.
Continue reading “Celebrating HomeOwnership Center Inc.’s 25 Year History”
The homebuying journey can be challenging and sometimes unpredictable, but one thing is certain – the homebuying process is different for everyone.
With that said, there are certain factors that can affect anyone’s homebuying process.
Continue reading “Factors That Can Affect The Homebuying Process”
The HomeOwnership Center is proud to be a participating organization in the West Virginia Homeowners Rescue Program, a new program from the West Virginia Housing Development Fund utilizing federal rescue funds to assist homeowners who have been financially impacted by the COVID-19 pandemic. The program is designed to help folks who are delinquent on their mortgage, need assistance with paying utilities and/or paying property taxes.
At the HomeOwnership Center, we offer loan products that fit all income level in eight counties – Upshur County, Randolph County, Lewis County, Barbour County, Tucker County, Webster County, Pocahontas County, and Pendleton County.
We strive to get you into your dream home at a rate that fits your financial situation.
We’ve helped several customers reach the dream of home ownership by partnering with Highland Meadows, a community created “to bring quality, convenience and natural outdoor appeal together in one affordable place.”
We chatted with Heather Croson, who manages sales and development at Highland Meadows, to learn more about the neighborhood and how HOC can help more folks looking for their dream home in Highland Meadows.
Continue reading “HOC’s Partnership with Highland Meadows Helps Create Successful Homeowners”