Home Loans

Affordable and Competitive Home Loans

Looking to purchase a home? Want to refinance your current home? Need to make some home improvements? The HomeOwnership Center can help get you on the right path for lasting financial and homeownership success. We offer a wide range of loan options to individuals of any income level, and will provide you and your family customized service to help you meet your goals. Helping you become a successful homebuyer is simply what we do.

The HomeOwnership Center can help get you started on the right path for lasting financial and homeownership success.

Helping Families Become First Time Home Owners

First Time Homebuyer? You’ve come to the right place! We specialize in simplifying this often confusing process from start to finish, enabling you to have a stress-free experience. For more than 20 years, we have helped over 1000 local families navigate the road to home ownership through expert advice and easy to understand loan options. With the HomeOwnership Center, you have someone on your side from the very beginning, answering your questions, and working with you toward your goals, keeping your best interests in mind.

Traditional and Specialty Home Loans Available for All Income Levels

USDA Guaranteed and Direct Loans for Moderate and Lower-Income Families

No down payment required loans from USDA can be the best way for many moderate and lower-income families to make owning a home a reality. Fixed interest rates and lower payment options, combined with generous income guidelines, are some of the reasons why. To find out more about this great opportunity, contact us today for details on how to qualify and to discuss all your home loan options.

Guaranteed Loan Information

Down Payment Assistance for First Time Homebuyer Families

If you are already working with a local lender to purchase your dream home, and you just need some help coming up with enough money for a down payment, the HomeOwnership Center is there for you. We provide down payment assistance to families and individuals who qualify. Let us help you make your dream of owning a home a reality.

Traditional Home Mortgage Options Available

If you are considering purchasing your first home, or if you are already a home owner looking to move into a larger home to accommodate a growing family, or are downsizing, our traditional mortgage options may be just the right answer. Our partnerships with a wide range of lending agencies allow us to offer competitive rates and specialty services not available anywhere else, regardless of income level.

Refinance your Existing Home with the HomeOwnership Center

If you are not completely satisfied with your current home loan, or if financial situations have you contemplating refinancing for a more affordable rate or payment, the HomeOwnership Center’s refinancing loans may be the perfect fit for your goals and budget.

Home Improvement Loans for Home Owners in North Central WV

Perhaps you are spending too much money on your utility bills and need to make some energy-efficiency upgrades. Or maybe a family member needs special adjustments made to your home to accommodate age or a physical issue. Or maybe that bathroom just needs a facelift. If you are looking for a loan to enable you to make improvements to your home, we can help.

Specialized Mortgage Options help Limited Income Families become Home Owners in North Central WV

For many families the desire to own their own home feels like a far off dream. At the HomeOwnership Center, we empower individuals and families who have been turned down in the past or worry that their income won’t be enough to own a home, to explore all their options. The HomeOwnership Center has options that many traditional lending companies and banks do not have available. For more information on how our services may work for you, stop by or give us a call.