Home Loans

Affordable and Competitive Home Loans

If you are looking to purchase a home, refinance your current home, or make your home more energy efficient, safe, or to accommodate a family member’s medical issue, the HomeOwnership Center can help get you started on the right path for lasting financial and homeownership success. We offer a wide range of loan options to individuals of any income level and are fully equipped to provide you and your family customized service to help you meet your specific goals.

The HomeOwnership Center can help get you started on the right path for lasting financial and homeownership success.

Helping Families Become First Time Home Owners

First Time Homebuyer? Then you’ve come to the right place. For over 20 years, we have helped local families streamline the home buying process through expert advice and easy to understand loan options. We specialize in simplifying this often confusing process from start to finish. We offer the opportunity to have someone on your side from the very beginning, answering your questions, and working with you toward your goals, with your best interests in mind.

Traditional and Specialty Home Loans Available for All Income Levels

First Time Home Buyers Receive Personalized Attention

Navigating the road toward home ownership can be daunting. At the HomeOwnership Center, we are experienced in assisting first time home buyers with all the resources needed to make the best decision for today and for the future. Our dedicated staff will help streamline the home buying process enabling you to have a stress free experience. Helping you become a successful first time home buyer is simply what we do.

USDA Guaranteed and Direct Loans for Moderate and Lower-Income Families

No down payment required loans from USDA can be the best way for many moderate and lower-income families to make owning a home a reality. Fixed interest rates and lower payment options, combined with generous income guidelines, are some of the reasons why. To find out more about this great opportunity, contact us today for details on how to qualify and to discuss all your home loan options.

Guaranteed Loan Information

Down Payment Assistance for First Time Homebuyer Families

If you are already working with a local lender to purchase your dream home, and you just need some help coming up with enough money for a down payment, the HomeOwnership Center is there for you. We provide down payment assistance to families and individuals who qualify. Let us help you make your dream of owning a home a reality.

Traditional Home Mortgage Options Available

If you are considering purchasing your first home, or if you are already a home owner looking to move into a larger home to accommodate a growing family, or are downsizing, our traditional mortgage options may be just the right answer. Our partnerships with a wide range of lending agencies allow us to offer competitive rates and specialty services not available anywhere else, regardless of income level.

Refinancing your Existing Home with the HomeOwnership Center

If you are not completely satisfied with your current home loan, or if financial situations have you contemplating refinancing for a more affordable rate or payment, the HomeOwnership Center’s refinancing loans may be the perfect fit for your goals and budget.

Home Repair Loan Options for Home Owners in North Central WV

Perhaps you are spending too much money on a non-energy efficient home and need to make some upgrades. Or maybe a family member needs special adjustments made to your home to accommodate age or a physical issue. If you are looking at loan options to enable you to repair your home for health, safety, accessibility, or weatherization, we can help.

Specialized Mortgage Options help Limited Income Families become Home Owners in North Central WV

For many families the desire to own their own home feels like a far off dream. At the HomeOwnership Center, we empower individuals and families who have been turned down in the past or worry that their income won’t be enough to own a home, to explore all their options. The HomeOwnership Center has options that many traditional lending companies and banks do not have available. For more information on how our services may work for you, stop by or give us a call.