Our Board

The HomeOwnership Center’s Board of Directors

The HomeOwnership Center is overseen by a board of directors dedicated to growing and strengthening the services and programs we offer. These community leaders strive to provide valuable resources to area residents, which ultimately strengthens our communities and enhances the quality of life of all involved. Together we can make a difference in our communities by guiding residents through financial counseling and reliable home lending services.

Steven Nida, President
Branch Manager
WoodForest National Bank

Steven Nida is the President of the HomeOwnership Center Board and has been a member of the HomeOwnership Center Board of Directors since 2014. He is the Branch Manager of Woodforest National Bank in Fairmont, WV. Mr. Nida worked for 10 years with Woodforest National Bank. In addition, he was a previous Vice President and Branch Manager for Premier Bank in Buckhannon and Bridgeport, WV. Steven served as a 2x Exalted Ruler of the Benevolent and Protective Order of Elks Lodge #1135.

“I’m very excited to serve on the HomeOwnership Center board and bring the dream of homeownership to our area residents. I remember my first experience in buying a home and how daunting the process was… We are able to provide our customers with so much good information, advice, and assistance during the home buying process, as well as our down payment assistance loan product that enables buyers to get into a home when they otherwise wouldn’t have been able to with traditional financing.”

Steven Nida is a graduate of Davis & Elkins College with a Bachelor’s Degree in History / Political Science.

Brad Schumacher, Vice President
Branch Manager
Huntington National Bank

Brad Schumacher has worked as Vice President and Branch Manager of Huntington Bank in Elkins, WV, since February of 2000. Brad is responsible for managing retail and business banking for Huntington Bank in Randolph County, including retail and business loans, checking accounts, and credit cards.

“I joined the HomeOwnership Board because I loved the mission of the organization. The fact that the HOC can help people get into the home of their dreams is the primary reason I joined. We can help with downpayment assistance, credit counseling, and partnering with other organizations to help finance homes for families.”

Carrie Allender, Treasurer
Branch Manager
Woodforest National Bank

Carrie Allender joined the HomeOwnership Center’s Board of Directors in January of 2017. She works as the Branch Manager of Woodforest National Bank in Elkins, WV. She entered the banking industry in the early 2000s, and has been with Woodforest National Bank since 2007. Carrie is a resident of Tucker County.

“I am excited to be part of an organization that helps families of all income levels achieve their dream of homeownership through financial assistance, education, and step-by-step assistance through the home buying process.”

Carrie is a graduate of Davis and Elkins College with a Bachelor’s degree in Business Management.

Karen Jacobson, Secretary
Executive Director
Randolph County Housing Authority

Karen Jacobson is the Executive Director of the Randolph County Housing Authority (RCHA), a non-traditional authority that delivers a variety of housing and community development services in north central West Virginia. RCHA regularly partners with HOC on its Section 8-to-HomeOwnership and Family Self-Sufficiency programs, and the HOC provides financial literacy programs for RCHA’s YouthBuild program. Ms. Jacobson purchased her first home in 2001 with the assistance of the HomeOwnership Center, and currently lives in Tucker County.

Karen Jacobson also serves as the President/CEO of Highland Community Builders, a nonprofit community development corporation whose largest project is Highland Meadows, a walkable neighborhood in Elkins. Additionally, Ms. Jacobson serves as part-time Loan Fund Manager of Woodlands Community Lenders (WCL), a CDFI she co-founded in 2012.

“I am committed to the mission of the HomeOwnership Center because of the positive impact that homeownership can have on low-income households in terms of asset- building and family stability.”

Ms. Jacobson earned her MBA from Boston University. In 2013, she graduated from Achieving Excellence, an executive education program of the JFK School of Government at Harvard University.

Angela White, Member
Housing Specialist
Randolph County Housing Authority

Angela White has served on the HomeOwnership Center Board since 2015. She has worked at the Randolph County Housing Authority as an Occupancy Specialist in the Section 8 Voucher Program for over 15 year

“I am on the HOC Board because I bought my home through a similar organization and without that help and assistance, I would not have been a homeowner. I believe in the services HOC provides.”

Angela lives in Elkins, where she and her husband raised their two children.

Lewis Ware, Member
All Seasons Realty

Lewis Ware works as a realtor with All Seasons Realty. He previously served the community as a banker for 30 years before embarking on his career as a professional realtor in 1999. He is a member of the Elkins Kiwanis Club.

“I am a HomeOwnership Center board member because I believe the financial and mortgage services this organization offers provide a good opportunity for people to get into a home of their own when they otherwise wouldn’t be able to do so.”

Lewis lives with his wife of over 50 years, Susie, in Elkins, West Virginia.

Cynthia Bodkin, Member
North Elementary School

Cynthia Bodkin is the Principal of North Elementary School in Highland Park. Cynthia has been in the education field for over 31 years and has spent 24 of those years at North Elementary School. She is the mother of four and the Nana of two, all of whom were or are students of North Elementary School.

“The families of Highland Park are very important to me. As a board member of the HomeOwnership Center, I am not only invested in the students but also in their families.”

Cynthia has a Master’s Degree in Educational Leadership and is a Reading Specialist.

Brittany Hicks, Member
Generation Randolph

Brittany joined the HomeOwnership Center’s Board of Directors in March of 2020. She works with Generation West Virginia to attract, retain, and advance young people in West Virginia. In her role as regional manager, she supports four local Generation groups made up of young leaders who nurture a sense of community, remove barriers, and build pathways for young people to stay. In 2019, she and her spouse became first-time homeowners with the help of the HomeOwnership Center.

“I believe access to affordable, safe housing and the opportunity to purchase a home is a critical factor for young people determining whether to stay or move away. For myself, buying and taking care of an old home in these mountains has been a lifelong dream. It represents an investment in my community, a sense of permanence and stability, and a connection to the past through the history of our circa 1909 home. As a member of the board, I hope to make homeownership more accessible to those who have historically been excluded from it.”

Brittany earned her B.A. in Appalachian Studies from Davis & Elkins College and her M.A. in Appalachian Studies from Appalachian State University.

PJ Binns, Member
Consumer Service Manager, Burlington United Methodist Family Services
Adjunct Professor, Business/Marketing Department, Davis and Elkins College

PJ joined the HomeOwnership’s Board of Directors in March of 2020. He has worked as the Regional Supervisor for Burlington United Methodist Family Services for their Safe At Home Program since October 2016. Prior to this he worked 15 years in the behavioral health field. He also works as an adjunct faculty member of Davis and Elkins College in the Business Department.

“I am excited to be a member of this organization that helps people in my home community. Being from the Elkins area and having most of my family still here, I know how important it is to keep this community thriving and helping those within it. I was lucky to purchase my first home through the HomeOwnership Center and know how the great opportunities they provide can help others like myself.””

PJ received his Bachelors of Psychology and MBA from WVU.