The HomeOwnership Center is overseen by a board of directors dedicated to growing and strengthening the services and programs we offer. These community leaders strive to provide valuable resources to area residents, which ultimately strengthens our communities and enhances the quality of life of all involved. Together we can make a difference in our communities by guiding residents through financial counseling and reliable home lending services.
Karen Jacobson, President
Randolph County Housing Authority
Karen Jacobson is the President of the HomeOwnership Center Board, as well as the Executive Director of the Randolph County Housing Authority (RCHA), a non-traditional authority that delivers a variety of housing and community development services in north central West Virginia. RCHA regularly partners with HOC on its Section 8-to-HomeOwnership and Family Self-Sufficiency programs, and the HOC provides financial literacy programs for RCHA’s YouthBuild program. Ms. Jacobson purchased her first home in 2001 with the assistance of the HomeOwnership Center, and currently lives in Tucker County.
Karen Jacobson also serves as the President/CEO of Highland Community Builders, a nonprofit community development corporation whose largest project is Highland Meadows, a walkable neighborhood in Elkins. Additionally, Ms. Jacobson serves as part-time Loan Fund Manager of Woodlands Community Lenders (WCL), a CDFI she co-founded in 2012.
“I am committed to the mission of the HomeOwnership Center because of the positive impact that homeownership can have on low-income households in terms of asset- building and family stability.”
Ms. Jacobson earned her MBA from Boston University. In 2013, she graduated from Achieving Excellence, an executive education program of the JFK School of Government at Harvard University.
Tracy Fath, Vice President
Director, Public Relations
Davis Health System
Tracy Fath, our Board’s Vice President, works as the Public Relations Director for Davis Health System. She is a native “Elkinite.” Her career has centered around public relations, communications, and marketing strategy. Throughout her more than twenty years of agency, freelance and employed experience, she has found inspiration for creativity in the uniqueness and charm of small, rural communities.
“People genuinely care about their neighbors in our small communities. There’s sort of a perpetual ‘pay it forward’ culture here. Serving on the HomeOwnership Center Board provides me an opportunity to be part of an organization dedicated to ‘paying it forward’ for families looking to own their own home.”
After receiving a degree from West Virginia University, she located to Washington, D.C., and began a career in communications and marketing. Unable to shake her passion for the rugged beauty of the mountains, she soon moved home to West Virginia, where she and her husband Rick have raised their three children.
Steven Nida, Treasurer
WoodForest National Bank
Steven Nida is the Treasurer of the HomeOwnership Center Board and has been a member of the HomeOwnership Center Board of Directors since 2014. He is the Branch Manager of Woodforest National Bank in Fairmont, WV. Mr. Nida worked for 10 years with Woodforest National Bank. In addition, he was a previous Vice President and Branch Manager for Premier Bank in Buckhannon and Bridgeport, WV. Steven served as a 2x Exalted Ruler of the Benevolent and Protective Order of Elks Lodge #1135.
“I’m very excited to serve on the HomeOwnership Center board and bring the dream of homeownership to our area residents. I remember my first experience in buying a home and how daunting the process was… We are able to provide our customers with so much good information, advice, and assistance during the home buying process, as well as our down payment assistance loan product that enables buyers to get into a home when they otherwise wouldn’t have been able to with traditional financing.”
Steven Nida is a graduate of Davis & Elkins College with a Bachelor’s Degree in History / Political Science.
Angela White, Secretary
Randolph County Housing Authority
Angela White has served on the HomeOwnership Center Board since 2015. She has worked at the Randolph County Housing Authority as an Occupancy Specialist in the Section 8 Voucher Program for over 15 year
“I am on the HOC Board because I bought my home through a similar organization and without that help and assistance, I would not have been a homeowner. I believe in the services HOC provides.”
Angela lives in Elkins, where she and her husband raised their two children.
Vice President and Branch Manager
Brad Schumacher has worked as Vice President and Branch Manager of Huntington Bank in Elkins, WV, since February of 2000. Brad is responsible for managing retail and business banking for Huntington Bank in Randolph County, including retail and business loans, checking accounts, investments, life insurance and credit cards.
“I joined the HomeOwnership Board because I loved the mission of the organization. The fact that the HOC can help people get into the home of their dreams is the primary reason I joined. We can help with downpayment assistance, credit counseling, and partnering with other organizations to help finance homes for families.”
All Seasons Realty
Lewis Ware works as a realtor with All Seasons Realty. He previously served the community as a banker for 30 years before embarking on his career as a professional realtor in 1999. He is a member of the Elkins Kiwanis Club.
“I am a HomeOwnership Center board member because I believe the financial and mortgage services this organization offers provide a good opportunity for people to get into a home of their own when they otherwise wouldn’t be able to do so.”
Lewis lives with his wife of over 50 years, Susie, in Elkins, West Virginia.
North Elementary School
Cynthia Bodkin is the Principal of North Elementary School in Highland Park. Cynthia has been in the education field for over 31 years and has spent 24 of those years at North Elementary School. She is the mother of four and the Nana of two, all of whom were or are students of North Elementary School.
“The families of Highland Park are very important to me. As a board member of the HomeOwnership Center, I am not only invested in the students but also in their families.”
Cynthia has a Master’s Degree in Educational Leadership and is a Reading Specialist.
Woodforest National Bank
Carrie Allender joined the HomeOwnership Center’s Board of Directors in January of 2017. She works as the Branch Manager of Woodforest National Bank in Elkins, WV. She entered the banking industry in the early 2000s, and has been with Woodforest National Bank since 2007. Carrie is a resident of Tucker County.
“I am excited to be part of an organization that helps families of all income levels achieve their dream of homeownership through financial assistance, education, and step-by-step assistance through the home buying process.”
Carrie is a graduate of Davis and Elkins College with a Bachelor’s degree in Business Management.