It’s a challenging housing marketing right now and it may seem like reaching homeownership is impossible.
We’re here to tell you homeownership IS achievable depending on some factors, including your affordability, the lender you choose and the home loan that you are approved for to close on your home.
Continue reading “FHA Home Loan: What You Need To Know”
The beginning of a new year indicates it’s time to start thinking about tax season!
The IRS will begin accepting and processing 2022 federal tax returns during the first month of the year. The deadline to file taxes typically falls on April 15 unless the date falls on a weekend or holiday.
We chatted with Suree Sarceno, EITC/VITA Coordinator for the North Central EITC Coalition to learn about how VITA is a valuable resource for folks looking for assistance with tax preparation.
Continue reading “Tax Preparation Assistance Available for North Central West Virginia”
It’s a new year – a time to refocus, plan for the future and set goals! Perhaps you have goals to reconnect with old friends, incorporate healthier habits into your daily life or to become more financially stable.
At the HomeOwnership Center, we can help you reach your goal of becoming more financially secure through our Credit Advising service!
Continue reading “Credit Advising Available to Assist with 2023 Financial Goals”
From a RCHA Program to an Independent Non-Profit Organization
Realizing there was a need for affordable and adequate housing for folks in Randolph County, a group of individuals at the Randolph County Housing Authority responded by finding a sustainable and economical solution. The outcome would give folks of all income levels in North Central West Virginia the possibility to attain home ownership, financial stability and to build generational wealth within homes.
Continue reading “Celebrating HomeOwnership Center Inc.’s 25 Year History”
The homebuying journey can be challenging and sometimes unpredictable, but one thing is certain – the homebuying process is different for everyone.
With that said, there are certain factors that can affect anyone’s homebuying process.
Continue reading “Factors That Can Affect The Homebuying Process”
The HomeOwnership Center is proud to be a participating organization in the West Virginia Homeowners Rescue Program, a new program from the West Virginia Housing Development Fund utilizing federal rescue funds to assist homeowners who have been financially impacted by the COVID-19 pandemic. The program is designed to help folks who are delinquent on their mortgage, need assistance with paying utilities and/or paying property taxes.
Continue reading “WVHDF’s Homeowners Rescue Program now offering homeowners foreclosure counseling and relief funds to get caught up on delinquent mortgage payments”
At the HomeOwnership Center, we offer loan products that fit all income level in eight counties – Upshur County, Randolph County, Lewis County, Barbour County, Tucker County, Webster County, Pocahontas County, and Pendleton County.
We strive to get you into your dream home at a rate that fits your financial situation.
We’ve helped several customers reach the dream of home ownership by partnering with Highland Meadows, a community created “to bring quality, convenience and natural outdoor appeal together in one affordable place.”
We chatted with Heather Croson, who manages sales and development at Highland Meadows, to learn more about the neighborhood and how HOC can help more folks looking for their dream home in Highland Meadows.
Continue reading “HOC’s Partnership with Highland Meadows Helps Create Successful Homeowners”
Have your sights set on becoming a homeowner this year? But want to make sure it’s within your budget?
Through United Wholesale Mortgage’s Mortgage Insurance Buster, the HomeOwnership Center can now help you get that expensive house you’ve been eyeing at a lower monthly payment!
We’re SO excited to announce that UWM’s Mortgage Insurance Buster is now available for HOC customers who are using our conventional lending products.
Our loan originator Chris Vance gives us the rundown on this new option available to HOC customers!
Continue reading “UWM’s Mortgage Insurance Buster Now Available to Help YOU Save Money”
With the COVID-19 pandemic still very much affecting people in several aspects of life, some homeowners are looking for refinance opportunities to lower their mortgage rates. Currently, mortgage rates are low, and many homeowners are taking the opportunity to refinance and save money.
With that said, HomeOwnership Center is expanding its offerings with a new lender relationship, United Wholesale Mortgage, to help homeowners get a lower mortgage rate.
Continue reading “Looking to refinance your mortgage? Here’s what you need to know about refinancing with HOC”
Our Down Payment Assistance Program is a great resource for folks who are currently working with a local lender but are lacking funds for the down payment or closing costs to get their dream home.
We recently finished our fiscal year strong by creating 19 new homeowners using our Down Payment Assistance Program that’s utilized by partnering with local banks.
Here’s what you need to know about this program that has helped so many individuals and families become homeowners!
Continue reading “Info on HOC’s Down Payment Assistance Program”