The HomeOwnership Center is proud to be a participating organization in the West Virginia Homeowners Rescue Program, a new program from the West Virginia Housing Development Fund utilizing federal rescue funds to assist homeowners who have been financially impacted by the COVID-19 pandemic. The program is designed to help folks who are delinquent on their mortgage, need assistance with paying utilities and/or paying property taxes.
At the HomeOwnership Center, we offer loan products that fit all income level in eight counties – Upshur County, Randolph County, Lewis County, Barbour County, Tucker County, Webster County, Pocahontas County, and Pendleton County.
We strive to get you into your dream home at a rate that fits your financial situation.
We’ve helped several customers reach the dream of home ownership by partnering with Highland Meadows, a community created “to bring quality, convenience and natural outdoor appeal together in one affordable place.”
We chatted with Heather Croson, who manages sales and development at Highland Meadows, to learn more about the neighborhood and how HOC can help more folks looking for their dream home in Highland Meadows.
The HomeOwnership Center is excited to welcome Upshur County native Graham Godwin to its Board of Directors. Godwin assumed the position of executive director for the Randolph County Housing Authority (RCHA) in January of this year after longtime executive director Karen Jacobson stepped down from her role.
For the past 14 years, Karen Jacobson has served on the HOC Board of Directors, filling the role of board president for several years and board secretary as she steps down in March. Karen’s role on the HOC board served as an integral part in the HomeOwnership Center’s growth and has shown her dedication to our mission of supporting and educating folks of all income levels on the importance of financial stability and home ownership.
Thank you, Karen, for your hard work and commitment to HOC’s staff and customers.
NOTE: This interview was filmed in December of 2021.
With the COVID-19 pandemic still very much affecting people in several aspects of life, some homeowners are looking for refinance opportunities to lower their mortgage rates. Currently, mortgage rates are low, and many homeowners are taking the opportunity to refinance and save money.
With that said, HomeOwnership Center is expanding its offerings with a new lender relationship, United Wholesale Mortgage, to help homeowners get a lower mortgage rate.
Not many people realize just how important a credit score is until it’s time to buy a home. Poor credit can lead to higher mortgage rates, flat out loan denials and ultimately putting your homebuying journey on pause.
For local and soon-to-be homeowner Lisa Currence, she knows firsthand how a low credit score can put a damper on future homebuying plans.
Luckily, for Lisa, she turned to the HomeOwnership Center team. Within a year she’s raised her credit score and now she’s just weeks ago from moving into her own home (woot woot)!
We sat down with Lisa to chat about her experience with our team and how she was able to completely change her credit score.
Ah, sweet summertime; a time to relax, explore the great outdoors and check chores off that to-do list.
Yep, summer can be the perfect time to start on those dreaded, but necessary home projects. Taking advantage of the warmer temperatures is also prime time to prepare your home for the winter months, whether it’s replacing pipes or upgrading drafty windows.
Here are some tasks you might consider adding to your summer list.