Celebrating HomeOwnership Center Inc.’s 25 Year History

From a RCHA Program to an Independent Non-Profit Organization

Realizing there was a need for affordable and adequate housing for folks in Randolph County, a group of individuals at the Randolph County Housing Authority responded by finding a sustainable and economical solution. The outcome would give folks of all income levels in North Central West Virginia the possibility to attain home ownership, financial stability and to build generational wealth within homes.

Continue reading “Celebrating HomeOwnership Center Inc.’s 25 Year History”

WVHDF’s Homeowners Rescue Program now offering homeowners foreclosure counseling and relief funds to get caught up on delinquent mortgage payments

The HomeOwnership Center is proud to be a participating organization in the West Virginia Homeowners Rescue Program, a new program from the West Virginia Housing Development Fund utilizing federal rescue funds to assist homeowners who have been financially impacted by the COVID-19 pandemic. The program is designed to help folks who are delinquent on their mortgage, need assistance with paying utilities and/or paying property taxes.

Continue reading “WVHDF’s Homeowners Rescue Program now offering homeowners foreclosure counseling and relief funds to get caught up on delinquent mortgage payments”

HOC’s Partnership with Highland Meadows Helps Create Successful Homeowners

At the HomeOwnership Center, we offer loan products that fit all income level in eight counties – Upshur County, Randolph County, Lewis County, Barbour County, Tucker County, Webster County, Pocahontas County, and Pendleton County.

We strive to get you into your dream home at a rate that fits your financial situation.

We’ve helped several customers reach the dream of home ownership by partnering with Highland Meadows, a community created “to bring quality, convenience and natural outdoor appeal together in one affordable place.”

We chatted with Heather Croson, who manages sales and development at Highland Meadows, to learn more about the neighborhood and how HOC can help more folks looking for their dream home in Highland Meadows.

Continue reading “HOC’s Partnership with Highland Meadows Helps Create Successful Homeowners”

HomeOwnership Center Welcomes Graham Godwin to Board of Directors

The HomeOwnership Center is excited to welcome Upshur County native Graham Godwin to its Board of Directors. Godwin assumed the position of executive director for the Randolph County Housing Authority (RCHA) in January of this year after longtime executive director Karen Jacobson stepped down from her role.

Continue reading “HomeOwnership Center Welcomes Graham Godwin to Board of Directors”

Longtime HOC Board Member to Leave Role in March

For the past 14 years, Karen Jacobson has served on the HOC Board of Directors, filling the role of board president for several years and board secretary as she steps down in March. Karen’s role on the HOC board served as an integral part in the HomeOwnership Center’s growth and has shown her dedication to our mission of supporting and educating folks of all income levels on the importance of financial stability and home ownership.

Thank you, Karen, for your hard work and commitment to HOC’s staff and customers.

NOTE: This interview was filmed in December of 2021.

UWM’s Mortgage Insurance Buster Now Available to Help YOU Save Money

Have your sights set on becoming a homeowner this year? But want to make sure it’s within your budget?

Through United Wholesale Mortgage’s Mortgage Insurance Buster, the HomeOwnership Center can now help you get that expensive house you’ve been eyeing at a lower monthly payment!

We’re SO excited to announce that UWM’s Mortgage Insurance Buster is now available for HOC customers who are using our conventional lending products.

Our loan originator Chris Vance gives us the rundown on this new option available to HOC customers!

Continue reading “UWM’s Mortgage Insurance Buster Now Available to Help YOU Save Money”

Looking to refinance your mortgage? Here’s what you need to know about refinancing with HOC

With the COVID-19 pandemic still very much affecting people in several aspects of life, some homeowners are looking for refinance opportunities to lower their mortgage rates. Currently, mortgage rates are low, and many homeowners are taking the opportunity to refinance and save money.

With that said, HomeOwnership Center is expanding its offerings with a new lender relationship, United Wholesale Mortgage, to help homeowners get a lower mortgage rate.

Continue reading “Looking to refinance your mortgage? Here’s what you need to know about refinancing with HOC”

Info on HOC’s Down Payment Assistance Program

Our Down Payment Assistance Program is a great resource for folks who are currently working with a local lender but are lacking funds for the down payment or closing costs to get their dream home.

We recently finished our fiscal year strong by creating 19 new homeowners using our Down Payment Assistance Program that’s utilized by partnering with local banks.

Here’s what you need to know about this program that has helped so many individuals and families become homeowners!

Continue reading “Info on HOC’s Down Payment Assistance Program”

HOC expands social media and video presence

At the HomeOwnership Center, we strive to educate folks who may become potential customers and those who just happen to stumble upon our page.

We want people to feel empowered about making decisions on homeownership and how financial literacy can make a huge impact on achieving financial and life goals.

That’s why we’ve decided to expand our social media and video presence.

Continue reading “HOC expands social media and video presence”