Do you have a leaky roof that needs fixed? Or would you like to renovate a bathroom to accommodate you or another family member? Are limited funds the reason these projects have been put on the backburner?

Luckily, the HomeOwnership Center’s home repair loans can help you start enjoying your home in a new, renovated way!

Improving your home has tons of benefits for the homeowner and the resale value (should you decide to sell your home later down the road). Home improvement projects can modernize your home, increase living space, make your home safer and provide a new sense of comfort.

Here’s everything you need to know about our home improvement loans.

Continue reading “How HOC’s Home Improvement Loans Can Help Complete Your Home Projects” →

The thought of purchasing a home can be daunting and have you clouded with doubts and fear of ‘can I afford this?’ Approaching a lending agency or bank can be even more intimidating as new worries of homeownership begin to sink in.

At the HomeOwnership Center, we stay with you every step of the way – from assessing your readiness to buy a house to that wonderous closing day.

We work with you on lending options, support you through times of doubts, guide you on how to boost your credit score and celebrate when you finally become a homeowner.

When you begin working with the HomeOwnership Center, you’ll meet with our homeownership advisor Jami Stewart. Jami is full of warmth and information and will help you determine the next steps in your homebuying journey.

In our latest blog, Jami helps ease any hesitation by explaining the initial steps of working with HOC.

Continue reading “Taking the first step in homebuying with HOC: What to expect?” →

Understanding financial management, budgeting, credit scores and the importance of savings is fundamental when it comes to bettering your personal financial situation. That is why during the month of April, known as Financial Literacy Month, organizations carry out initiatives designed to improve financial literacy. Financial literacy refers to the ability to understand and apply different financial skills effectively.

Fortunately for residents of Randolph County and surrounding areas, the Financial Opportunity Center (FOC) works with clients all-year-long, completely free and 100 percent confidential, to assess and enhance clients’ financial affairs. Continue reading “Financial Opportunity Center available for financial education & more” →