Thanks for your interest in the HomeOwnership Center! We look forward to working with you along this journey to your new home.
Click here if you are participating in the
West Virginia Development Fund’s HomeOwner Rescue Plan.
If you already have an online account with HOC click here.
After you've completed the steps below, our Home Ownership Advisor will call you to schedule an appointment. The following 3 steps should take you less than 15 minutes.
Watch Demonstration Video:
Here's what you need to do next:
Step 1 - Complete Intake Forms Please scroll down to complete and submit the intake forms.
Step 2 - Pay for Credit Report We ask that you pay $27.00 per applicant for your credit report. This is a comprehensive report and you will receive a copy at your appointment for your records. This report is a “soft pull” which means it will not hurt (lower) your credit score. You will find our convenient online payment processing form after you complete the forms below.
After 30 days, the credit report fee will be NONFUNDABLE. Once your credit is pulled, the credit report fee is nonrefundable. Please cancel appointments 24 hours before appointment, if necessary.
Step 3 - Create Account and Upload Documents Finally, you will need to create an account and upload several documents, including ones related to your income, bank accounts, and income taxes, with our secure document uploader. A list of the required documents may be found after you have completed Step 2. If you prefer, you may bring these documents to our office, submit them via US Mail, or send them by fax, however they must be received in our office before we will schedule your appointment.
Appointments with our counselor are on average 60-90 minutes long. It will be a thorough review of your income, expenses, budget and credit. You will receive recommendations and be advised how to improve your budget/credit as well as possibly having the option to speak with our loan originator.
Note: You can also download the forms as a PDF and submit via US mail, by fax, or drop them by our office.
**If you have an impairment, disability, language barrier, or otherwise require alternative means of completing the form or accessing information about housing counseling, please talk with our staff about alternative accommodations.
