Barbour County

Barbour County, WV – First Time Home Buyer Benefits & Requirements

Advising, Education, and Loan Lending
for Philippi and Belington

Residential property owners and prospective homeowners in Belington, Philippi, and surrounding areas in West Virginia are invited to participate in the programs, benefits, and services available through the HomeOwnership Center, Inc. in Elkins. For over 20 years, our team has been dedicated to educating and assisting all Barbour County residents with a wide range of financial, personal advising and educational services to help make sure that homeownership is possible for all residents.

Credit Counseling for Barbour County, WV

If you are considering the purchase of a home, your credit score and ability to access credit at a reasonable rate are two of the most important aspects. Our team is here to help you understand the basics of how your credit score, budgeting skills, and income/debt ratio affect your ability to achieve your long-term homeownership goals. Some of the confidential services that we offer customers in Barbour County at our Elkins office include: how to understand your credit report and ensure that your score is as high as possible (your score may affect your interest rate for a mortgage loan), how to reduce personal debt, and how to manage your monthly finances. These educational sessions are recommended for all individuals and families considering applying for a loan.

Affordable Home Loans for Belington and Philippi

No matter your income level, the HomeOwnership Center, Inc. in Elkins has a variety of programs designed to provide affordable loans to assist first-time home buyers, as well as current homeowners, with requirements for accessing financing. Whether you have been turned down for a mortgage loan, are interested in learning more about refinancing, or want to make home improvements such as making energy-saving renovations or critical modifications for a household member’s medical condition, we can help. We serve residents of Philippi, Belington, and surrounding areas.

If you are feeling overwhelmed, we will help guide and support you throughout the entire process. Our experienced team will explain everything and assist you by ensuring that you are able to access valuable assistance from all programs you are eligible to participate in.

  • First-Time Home Buyer
  • Veterans
  • Limited Income Options
  • FHA Loans
  • USDA-Guaranteed and Direct Loans
  • Home Repair Loans
  • Traditional Mortgages for Upsizing and Downsizing

For more information regarding qualifications and available options, contact us at: (304) 636-9115.