Upshur County

Randolph County, WV – First Time Home Buyer Program

Benefits & Requirements In Buckhannon, WV

Mortgage Loans * Credit Counseling * Home Buyer Education

Are you a potential first-time home buyer in Buckhannon, French Creek, or Upshur County, WV? Are you interested in purchasing a new home or downsizing? Could your house benefit from home improvements? If so, the HomeOwnership Center in Elkins offers several important services and loan products that traditional banks and lenders do not provide.

Our knowledgeable home counselors provide comprehensive assistance with all aspects of the home buying process, including credit counseling, home buyer education programs, mortgage loan assistance, and much more. There are no income guidelines for our services. We invite you to learn more about how our experienced professional advisors can simplify this process and help ensure that you are making the best possible decisions.

Home Buyer Education Program Serving Buckhannon and French Creek, WV

At the HomeOwnership Center, Inc., one of our main goals is to help educate our customers regarding the many processes involved when purchasing a home. Well-informed and prepared individuals are significantly more likely to maintain their mortgage payments and become successful homeowners. Our workshops and individualized counseling appointments include several home buyer education and support programs for residents of French Creek, Buckhannon, and Upshur County, WV, at our Elkins office. Some topics include:

  • How to Determine the Affordability of a Home
  • How to Shop For a Home
  • Credit Counseling
  • Money Management & Budgeting
  • Mortgage Loan Basics
  • How to Protect the Investment In Your Home
  • Downpayment Assistance
  • Property Taxes
  • Homeowners Insurance
  • Home Inspections

Upshur County, WV Home Repairs

Do you own a home that is in need of repairs or modifications in Upshur County, WV? The HomeOwnership Center in Elkins offers post-purchase homeownership counseling and education, as well as home repair loans, to help residents protect and enhance their investment. Our advisors will work closely with you to help you secure the loan you need for energy efficiency improvements, medical modifications (including installation of wheelchair ramps and sit-down bathing facilities), general repairs and maintenance, and planning for the future.

Contact the HomeOwnership Center for assistance with meeting the requirements for available programs and navigating the home buying and loan acquisition process: (304) 636-9115.