Pocahontas County

Pocahontas County, WV – First Time Home Buyer Program & Requirements

HomeOwnership Center Serves Snowshoe,
Marlinton, Durbin, and Slatyfork

The HomeOwnership Center works to strengthen communities throughout Pocahontas County, West Virginia, at our office in Elkins. Our goals include helping individuals realize the American Dream of becoming a homeowner, providing pre and post-purchase education programs and financial advice, helping customers develop a budget, understand their credit score and how it affects loan interest rates, and the requirements for getting the best rates on loan products. Because we are a non-profit mortgage lender, our loyalty lies squarely with our customers, unlike banks and other for-profit financial institutions. We are proud of the positive impacts that we have made in Slatyfork, Snowshoe, Durbin, Marlinton, and surrounding areas in North Central West Virginia over the past 20 years, and are committed to continuing to promote community development and affordable homeownership opportunities with the services that we provide at our Elkins office.

Credit Counseling for Snowshoe, WV

Credit Counseling is available at our Elkins office for all residents in Snowshoe and Pocahontas County, WV, without regard to income. Whether you are a prospective first-time homebuyer or a repeat homebuyer, we will meet with you on a confidential basis to help you understand all aspects of how your credit score will affect your purchase. Credit scores are dynamic and can change dramatically in a very short period of time. If you haven’t looked at your credit score within the past month or two, it is likely that your credit score is not what you imagine it to be. We will help you understand how to make the most out of what you are working with, and assist you with acquiring the best possible mortgage rate.

Mortgage Lender for Marlinton and Durbin, WV

Residents in Durbin, Marlinton, and throughout Pocahontas County, WV, have trusted the HomeOwnership Center when in the market for a reliable mortgage lender. We offer many loan options at our office in Elkins for individuals of all income levels, whether you are looking for your first home, upsizing or downsizing, refinancing, or need a home improvement loan. Even if you have been denied a loan from a bank or traditional lender, our programs can assist you with getting your credit and finances in the best position to enable you to reach your goal. We break down barriers for our customers.

To learn more about our programs, please call our main phone line at: (304) 636-9115.