There are three primary credit bureaus that monitor your credit rating—EquiFax, Experian and TransUnion. Every 12 months you are entitled to a free credit report from each of these companies. Get yours today at: www.annualcreditreport.com. This is the official site, authorized by the federal government, for you to get your free reports.
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
For more information, visit the U.S. Consumer Financial Protection Bureau.
Direct contact information for the major credit reporting agencies:
Credit Karma is a free web-based credit and financial management service. Founded in 2007, it provides free credit scores, credit reports, credit monitoring and other tools.