HOC has been all over North Central WV lately — showing up at resource fairs, realtor meetings, financial literacy classes, and community leadership events. Wherever our community needs us, we'll be there.
Financial education is hitting the road. HOC partnered with Mountain CAP's Upshur County Family Support Center to lead a four-week Financial Life Skills Series, giving community members real, practical tools for managing debt, understanding credit, and building long-term financial health.
Michael and Elizabeth walked through HOC's doors with a dream and a lot of work ahead of them. They put in the work and closed on their new home while making history as the FIRST borrowers to close through HOC's newly certified FHA Closing Cost Assistance loan program.
Candace spent years dreaming of a place to truly call her own. After two houses fell through and countless twists along the way, she never gave up, and HOC never gave up on her either. With patience, persistence, and a little help from HOC Loan Originator Chris Vance, Candace is
