HomeOwnership Center Forms & Fact Sheets
Documents are posted in Adobe PDF format. Click the link to open the file and save it to your computer. If necessary, download the latest free version of Adobe Reader.
Home Buyer Education Info
To help you determine your monthly mortgage payment, visit the website of our partner, NeighborWorks America, for their Mortgage Calculator.
Several other tools are also available, including a renting vs. buying calculator and a tool to estimate income tax savings.
Research Shows Benefits of Housing Educaton & Counseling
- HOC Press Release: Housing Counseling and Education Makes Home Buyers Less Likely to Have Serious Mortgage Trouble
Credit Report Information
There are three primary credit bureaus that monitor your credit rating—EquiFax, Experian and TransUnion. Every 12 months you are entitled to a free credit report from each of these companies. Get yours today at: www.annualcreditreport.com. This is the official website, authorized by the federal government, for you to get your free reports.
You can also request your credit reports by phone. Call 1-877-322-8228. You will go through a simple verification process and your reports will be mailed to you. You can also send a request by mail. Download and complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
For more information, visit the U.S. Consumer Financial Protection Bureau.
Direct contact information for the major credit reporting agencies:
Credit Karma is a free web-based credit and financial management service. Founded in 2007, it provides free credit scores, credit reports, credit monitoring and other tools.
Contact us today to schedule an appointment to discuss how we can help you.