How The HomeOwnership Center Works

We Provide Personalized Service in a Non-profit Culture

“Our approach to personalized service is central to how the HomeOwnership Center operates.”

-Kate Somers,
HOC Executive Director

Because the HomeOwnership Center is a non-profit company, we’re able to provide more personalized service, and access to lower-cost products, than many other lenders.

We put the customer first—not our bottom line. That means we steer clear of high-priced loans, balloon payments, “gotcha” fees and exotic variable-rate products that can be repriced in later years at much higher rates.

Instead, we offer:

  • One-on-one help to achieve your financial goals
  • Easy-to-understand fixed-rate financing
  • Interest rates at or below market rates
  • Subsidies for qualified borrowers
  • Low down payment and closing cost options
  • Access to loan products with these and other features that are only available in our area.

And we never tie you to in-house products. Our customers can buy any property they want and use any loan product they want and still use our services.

Here's what you need to get started nowContact us today to schedule an appointment to discuss how we can help you.